New National Health Insurance in Indonesia

JKN Logo (Source: Wikipedia)

The law on the national social security system in Indonesia has been implemented since 1 January 2014. As a result, the Indonesia's National Health Insurance named JKN (Jaminan Kesehatan Nasional) is being implemented nationwide that covers Indonesian citizens and foreigners residing in Indonesia for more than six months. This system is managed by a Social Security Provider called BPJS-Kesehatan (Badan Penyelenggara Jaminan Sosial bidang Kesehatan).
JKN is mandatory, where employees should be registered by 1 January 2015 and by 1 January 2019 for others categories of the population.
The JKN covers comprehensive benefits, from cheap to expensive medical intervention such as dialysis and cancer therapies, but should follow the required procedure using primary health facility, mostly at primary public health centres.
Formal employees will be enrolled in the JKN by their employers. However, those working in the informal sector should register themselves. The enrollment procedure is as follows:
1. Open a bank account in one of the designated banks (Bank Mandiri, BRI or BNI), at the closest branch to the address shown on your/your employee KTP (Indonesian national identity card).
2. Register at the closest BPJS office or online at www.bpjs-kesehatan.go.id. The following documents are required:

• Completed registration form
• Copy of KTP (Indonesian National ID card)
• Copy of Kartu Keluarga (KK- family card)
• 2 Photos: 3 x 4 cm for each member of the family

3. The BPJS members can register themselves and their family members including spouse and up to 3 children.

4. First monthly contribution should be paid on the day of the registration by choosing the level of contribution corresponding to the class a member will get in case of hospitalization:

• First class: Rp 59,500 / member
• Second class: Rp 42,500 / member
• Third Class: Rp 25,500 / member

5. After being registered, you will have to pay the contribution each month through your bank.